Market & Deal Insights across our lending portfolio

May 20, 2026

$581,250 Rate-and-Term Refi

How Brick City Capital helped a lake property owner escape a maturing construction loan, sidestep a DSCR that didn't pencil, and hold an asset every other lender told him to sell.

All insights

Deal Review

April 27, 2026

Three Properties. Expired Green Card. Exiting 14% Debt in 23 Days.

The deal wasn't hard to see. Building the structure to close it, that took more.

Deal Review

April 20, 2026

New Construction Refi. No Debt Service. Closed in 5 Days.

The property couldn't cover the loan at market rent. We didn't underwrite to market rent.

Deal Review

April 13, 2026

10 Texas Properties with Negative Cash Flow Closed in 27 Days

Some deals look dead at market rent. This one did. We looked past the comp sheet.

Deal Review

April 6, 2026

$2.1M Louisiana Portfolio Refinance Closes in 20 Days to Exit Maturing Construction Loan

Scaling a Build-to-Rent Operation Under Pressure

Deal Review

March 23, 2026

$3.09M Portfolio Refinance to Replace Hard Money and Unlock Liquidity

Instead of refinancing just one property, the transaction evolved into a six-property portfolio refinance across New Jersey, allowing the investor to replace high-interest debt, cover closing costs, and generate new capital for future acquisitions.

Deal Review

March 16, 2026

$2.6M Portfolio Refinance Navigates Non-Warrantable Condo Concentration

Brick City Capital structured a $2.6M refinance across 10 Princeton units, helping the investor exit a maturing bridge loan and move capital into their next acquisition.

Deal Review

March 9, 2026

$2.78M Portfolio Refinance Using Hybrid Structuring

Consolidating Private Debt While Unlocking Liquidity

Deal Review

March 2, 2026

$8.8M Refinance for 24 Non-Warrantable Condos

When traditional guidelines eliminate the deal, structure matters more than rate.

Deal Review

February 23, 2026

17-Property Portfolio Refi Closed in 12 Days

Recapitalizing assets and acquiring units across NJ and TX, despite construction status & zero seasoning constraints

Deal Review

February 16, 2026

$142K Cash-Out Refi Nearly Killed by Insurance

Some deals don’t fail because of credit. They fail because of insurance requirements. This was one of them.

Deal Review

February 9, 2026

13-Property Refi Closed in 30 Days

Refinancing new construction single-family rentals in a tertiary market while facing construction loan maturity and appraisal challenges.

Deal Review

February 2, 2026

$1.3M 7-Day STR Refinance

With no rental history and weak projected income, we rebuilt the income model and closed a $1.3M DSCR refinance in just 7 days.

Deal Review

January 26, 2026

$4.4M 10-Pack SFR Acquisition

The Goal: Secure a $4.4M portfolio loan for a complex 16-member LLC before a 1031 exchange deadline expires

Deal Review

January 19, 2026

26-Unit New-Build Refinance in Texas

Refinancing a New Construction Portfolio Without Stabilized Income

Deal Review

January 12, 2026

$945k 4-Unit Purchase in Los Angeles

Complex capital in a tight escrow window

Deal Review

January 5, 2026

$6.68M Portfolio Refinance

Turning a 66-Unit New Construction Portfolio Into Long-Term Financing in Just 17 Days

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Newark, NJ 07102

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sales@brkcty.com

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¹ All loans are for business purposes only and subject to Brick City Capital's underwriting, due diligence, and approval. Terms, amounts, and timelines may vary by borrower, property, and structure. Not all products are available in every state. Past results do not guarantee future outcomes.  
² Representative examples are for illustrative purposes only. Past closings are not a guarantee of future results. Actual closing timelines and amounts will vary by transaction and borrower qualifications.

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