Rental Investment Loans.
Built for Speed.

DSCR loans for real estate investors who need a lender that keeps up. Fast approvals, transparent process, reliable closings.

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Quick Closing

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Fast Terms

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No Red Tape

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Creative Financing

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Flexible Structures

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Nationwide Reach

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Quick Closing

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Fast Terms

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No Red Tape

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Creative Financing

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Excellence is our specialty

Clear terms. Quick approvals. One dedicated rep. We move fast and keep it simple.

Loans Closed

$800M+

close rate

80%

repeat clients

77%

investors funded

1,000+

loan Products

Strategies for every investor

Most lenders treat investors like traditional homebuyers. We don’t. Brick City Capital specializes in DSCR — your real estate purchase is underwritten based on the income, not your W-2.

Single-Family Residential

Up to $5M

Major metro markets

Fixed or interest-only

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Multi-Family

5–9 units

DSCR 1.0+

30-Year Term

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Single-Family Portfolios

5+ SFRs, includes Build to Rent

Avg DSCR 1.0+

30-year term

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Short-Term Rentals

Purchase, refi, or cash-out

DSCR 1.0+

30-Year Term

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Class A Bank Statement

Alt-doc for high-quality assets

Fixed or interest-only

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Non-Warrantable Condos

100% investor or single-owner OK

DSCR 1.0+

Sponsor refinance allowed

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The Brick City Standard

Flexible rates and terms

Fixed and adjustable options across single-family, multifamily, and short-term rentals.

Upfront certainty

Rate, terms, and conditions confirmed at the start. No surprises at the closing table.

One dedicated expert

A single account executive owns your deal from submission to funding.

Same-day terms available

Fast decisions so you can move forward with confidence.

Recent Closings

See all deal reviews

new construction

$1,837,500

Refinance Loan

Lexington, MA

closed in 5 days

single-family rentals

$4,400,000

Portfolio Purchase Loan

Castle rock, co

75% LTV

short-term rental

$1,366,000

Refinance Loan

Fort lauderdale, FL

closed in 7 days

partner with us

Priority broker network

We partner with brokers nationwide, no license required. Submit your client’s purchase, get same-day terms, one rep for all your loans, and get paid at close. Fast, simple, and hassle-free.

Ready to close?

Quick pricing. Clear terms. Closings without headaches.

Get a quote