Designed for self-employed and high-credit borrowers, our Class-A Bank Statement Loans offer up to $5 million with flexible terms and fast approval. Secure premium financing for your next purchase or refinance.
Loans up to $5 million
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional mortgages overlook self-employed borrowers with lower taxable income. Our Class-A Bank Statement Loans focus on what really matters: your deposits and business cash flow.
No tax returns or W-2s required.
Prime borrowers benefit from preferred rates and terms.
Prime borrowers benefit from preferred rates and terms.
Built for business owners, freelancers, and investors.
We evaluate deals like investors do. If your asset cash flows, you’re already halfway to approval.
$100,000 – $5,000,000
12+ months of bank statements
660+
Investment properties only
Up to 50% (varies by program and reserves)
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Tell us about the property and your strategy.
02
Get pre-qualified based on property income.
03
Choose between fixed-rate or interest-only structures.
04
Our average close time is measured in weeks, not months.
“Their team is top notch. I’ve done multiple loans with them. Highly recommend.”
“This company is AWESOME...great communication and such a quick closing.”
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Currently unavailable in ND, SD, VT, and NV.
What is a Class-A Bank Statement Loan?
A non-traditional mortgage that uses your bank statements — not tax returns — to verify income, designed for self-employed or high-credit borrowers.
Do you offer purchase and refinance programs?
Yes — both are available nationwide.
Where are these loans available?
In 46 states and all major metropolitan markets.
What’s the maximum loan amount?
Up to $5 million per property, depending on income and reserves.
What repayment options are available?
Fixed-rate or adjustable options, with interest-only terms available for qualified borrowers.
Who qualifies?
Self-employed professionals or investors with strong credit, consistent deposits, and verifiable cash flow.
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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