Whether you’re buying a 4-plex, refinancing an 8-unit building, or rolling several small properties into one portfolio, our Multifamily DSCR loans are built to move fast and fit your strategy.
Loans up to $10 million
Fixed-rate or interest-only options
Purchase and refinance programs
Traditional commercial loans are slow and complex for small multifamily assets. Our DSCR loans simplify financing for 5–9 unit income-producing properties.
Not tax returns or employment history.
Close in weeks, not months.
Finance multiple properties under one relationship.
We lend across 46 states and all major markets.
We evaluate deals like investors do. If your multifamily cash flows, you’re already halfway to approval.
$350,000 – $10,000,000
Minimum DSCR: 1.0+ (varies by leverage and market)
680 (lower accepted with compensating factors)
5–9 unit multifamily buildings, small apartment portfolios
Appraisal, current lease or rent roll, credit profile
01
Tell us about the property and your strategy.
02
Get pre-qualified based on property income.
03
Choose between fixed-rate or interest-only structures.
04
Our average close time is measured in weeks, not months.
“Their team is top notch. I’ve done multiple loans with them. Highly recommend.”
“This company is AWESOME...great communication and such a quick closing.”
New York City, Boston, Philadelphia, Washington DC
Miami, Atlanta, Dallas, Houston, Charlotte
Chicago, Detroit, Minneapolis
Los Angeles, Phoenix, Denver, Seattle
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Currently unavailable in ND, SD, VT, and NV.
What is a Multifamily DSCR loan?
A DSCR loan evaluates the property’s rental income versus its debt obligations — not the borrower’s personal income.
Do you offer purchase and refinance programs?
Yes — for both acquisitions and refinances, including cross-collateral options.
Where are these loans available?
In 46 states and all major metropolitan markets.
What’s the maximum loan amount?
Up to $10 million.
What property types qualify?
5–9 unit multifamily properties, including duplexes, triplexes, quads, and small apartment buildings.
Who qualifies?
Investors with credit scores above 680 and income-producing properties with positive DSCR.
Our headquarters
50 Park Place, Suite 301
Newark, NJ 07102
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